Colorado

If you're a beginner, it's hard to know what peak to pick as your first fourteener in Colorado, but thankfully, there are thousands of folks out there who have tackled them before, so there's a lot of information out there to use to help you decide.

A recent study conducted by ValuePenguin revealed that Colorado is No. 5 on the list of top 10 states most at risk for a natural disaster in the country. The top 10 states on the list account for about 80 percent of the cost of natural disasters in the United States.