When retirement starts coming into view, many people begin asking a familiar question: if I could live anywhere, where would I go? It’s not just about escaping cold winters or cutting down on bills—though those things certainly help. For a growing number of retirees, it’s about finding the right mix of comfort, community, and daily enjoyment.

While traditional retiree destinations like Florida and Arizona still draw big numbers, there’s a growing trend of people moving to places that are a little less obvious—but often, a lot more livable. From lake towns to desert neighborhoods to small coastal cities, the map of retirement in America is changing.

Lewes, Delaware

Lewes is one of those places that quietly stays under the radar. Tucked along the Delaware coast, it’s close to Rehoboth Beach but feels calmer, cleaner, and more personal. The town itself is easy to navigate on foot or bike, and there’s a strong sense of community among the people who live there full-time.

Delaware doesn’t tax Social Security, and there’s no sales tax statewide, which makes a real difference for people on fixed incomes. Add to that the quiet charm of the harbor, nearby trails, and a small but vibrant food scene, and it’s no surprise more retirees from the Northeast are ending up here.

Summerlin, Nevada

Summerlin, on the western edge of Las Vegas, isn’t what most people picture when they think of the city. It’s orderly, full of well-maintained parks and neighborhoods, and bordered by the Red Rock Canyon conservation area. For many retirees, that balance of city access and natural space is a rare find.

The no-state-income-tax policy in Nevada draws people from higher-tax states, but Summerlin offers more than just savings. It’s walkable, it has a strong healthcare network, and it never feels chaotic. You can enjoy the energy of Vegas when you want it, and completely avoid it when you don’t. Homes for sale in Summerlin are luxurious and many are brand new.

Beaufort, South Carolina

This is one of those towns where life genuinely feels slower—in a good way. Located on Port Royal Island along the South Carolina coast, Beaufort is all about character. Spanish moss drapes over quiet streets, and front porches still get used the way they were meant to.

The climate is mild for most of the year, and outdoor life—boating, fishing, festivals—is a big part of the appeal. South Carolina offers a generous deduction on retirement income and low property taxes. For retirees who value beauty, tradition, and a deep sense of place, Beaufort checks all the boxes.

Coeur d’Alene, Idaho

If you like the idea of fresh air, mountain views, and a lake that doesn’t feel like a tourist trap, Coeur d’Alene might be the answer. It’s been growing in popularity among retirees who are looking for space, safety, and access to nature.

Yes, winters are snowy, but they’re also quiet and manageable. Summers are vibrant, with lakeside events, art fairs, and farmers markets that give the town a strong sense of community. Idaho doesn’t tax Social Security, and while housing prices have gone up, many still find the lifestyle worth the cost.

Tellico Lake, Tennessee

About 30 minutes outside of Knoxville, Tellico Lake is becoming a go-to option for retirees who want peace and scenery without being too far from grocery stores or doctors. The lake itself is expansive, with tree-lined shores and calm water, and the nearby neighborhoods—especially Tellico Village and Rarity Bay—were designed with active retirement in mind.

Tennessee doesn’t tax retirement income, and property taxes are relatively low. Residents spend their time golfing, kayaking, or just enjoying mountain views from the back porch. It’s not flashy, but that’s exactly the point. People move here because it feels settled, grounded, and easy to love.

Western North Carolina

The towns tucked into the Blue Ridge Mountains—like Waynesville, Brevard, and Hendersonville—have seen a quiet wave of transplants over the past decade. The appeal is pretty clear: cooler summers, charming downtowns, and a pace that feels like life finally catching its breath.

These areas attract folks who want to stay active but also appreciate quiet moments. There’s a strong local arts community, a surprising number of food festivals, and nearby Asheville for access to major healthcare and cultural events. For retirees who want a cabin feel without complete isolation, this region has a lot to offer.

St. George, Utah

If red rock views and endless sun sound appealing, St. George delivers. The landscape is unlike anything else in the country, and the weather makes it easy to stay outdoors year-round. People here hike, golf, or explore the nearby parks like Zion and Snow Canyon on any given afternoon.

St. George has grown, but it hasn’t lost its friendliness. The healthcare infrastructure has kept pace with the population, and the town continues to add walkable neighborhoods and senior-focused developments. Utah does tax Social Security, but many retirees consider that a small tradeoff for everything else the area offers.

Prescott, Arizona

Prescott offers something a little different from the rest of Arizona. Thanks to its elevation, the climate stays milder—warm days, cool nights, and the occasional snowfall in winter. For people who like a little seasonal variety without extreme temperatures, this is a good option.

The town square hosts everything from bluegrass festivals to antique fairs, and the community tends to be tight-knit and welcoming. Prescott is also known for its many trails, lakes, and outdoor recreation spots that make it easy to stay active well into your retirement years.

Final Thoughts

Retirement isn’t a finish line. It’s a reset button. Where you live matters—not just for your finances, but for your daily rhythm. Some people want mountain air and pine trees. Others want a quiet town where they know their neighbors and can walk to dinner on a Tuesday. And some just want somewhere that feels nothing like the place they just spent 30 years working in.

From the stillness of Tellico Lake to the warm glow of Summerlin’s desert sunsets, the options are wide open. The best place to retire isn’t always the one that shows up on a list. It’s the one that fits the life you’re ready to build next.

Anita Terry
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