Most private Tennessee employers are required to compensate employees who are injured in the scope of their employment. This is generally covered by the employer through
workers’ compensation insurance. Below, we explain the legal rights and requirements Tennessee workers are bound to by the state’s workers’ compensation laws.
Who Is Protected By Workers’ Compensation Laws in Memphis, TN?
Most employees in Tennessee are offered workers’ compensation protections. Covered employees are entitled to compensation for work injuries, regardless of whether they were at fault. Employers can choose to purchase workers’ compensation insurance even if they are not required by law. If you are unsure whether your employer has coverage, contact the
Ombudsman Program through the Tennessee Department of Labor and Workforce Development.
Workers’ Rights Under Memphis, TN Workers’ Comp Laws
To obtain and keep benefits, employees need to report their injury promptly, follow treatment recommendations and accept light duty assignments when those are available and compliant with treatment.
Filing Process for Workers’ Compensation in Memphis, TN
If your workers’ compensation claim is denied, you can file an appeal through a
utilization review process . This process must be started within a year of the workplace injury. A workers’ compensation lawyer can help you prepare for this process and represent you in any hearings on your claim.
Workers’ Recovery for Workplace Injuries Beyond Workers’ Comp in Memphis, TN
In the uncommon case that your employer does not have workers’ compensation insurance, you may have the option to recover compensation through a
personal injury lawsuit . This requires you to prove your injury was caused by your employer’s actions or negligence. You may also have a separate personal injury claim if your injury was caused by a third party, such as if the equipment at work was faulty and caused the injury. Hiring a lawyer who is familiar with both workers’ compensation and personal injury law can help you navigate the line between these different forms of legal action.
