Gov. Ron DeSantis is poised to sign a pair of bills that would expand the state’s My Safe Florida Home house hardening grant program to allocate an additional $200 million in funds and include condominiums under the My Safe Florida Condominium Pilot Program .

Senate Bill 7028 would provide the My Safe Florida Home program with $200 million in funding, which comes after the Florida Senate passed an extra $176 million in November to help cover a backlog of applications that exceeded 17,000.

The home hardening grant helps people improve their homes by providing them with free wind mitigation inspections and offers up to $10,000 in grants to go toward the improvements.

If passed, SB 7028 would prohibit the state from accepting new applications or creating a waitlist once the funds dry up again.

The second bill, House Bill 1029 , seeks to set up the My Safe Florida Condominium pilot program within the Department of Financial Services. Like its sister program, it would provide condo associations with inspections recommending mitigation improvements and the opportunity to apply for improvement grants.

Here’s what to know about the two bills and how they could save you money.

What is Florida SB 7028?

The bill is set to go into effect on July 1, should it pass.

What is the My Safe Florida Home program?

The My Safe Florida Home program helps save homeowners money on their home insurance policies, and subsequently hardens their homes, by providing them with free wind mitigation inspections and a grant worth up to $10,000.

A wind mitigation inspection alone could save homeowners money on their insurance premiums if they have never submitted a form to their insurance company. The inspection documents the presence of common wind-damage mitigation features like roofing materials, roof shape, storm shutters, attachments for walls and roofs like hurricane clips and more.

Homeowners who have received a wind mitigation inspection could also be eligible to apply for matching grant funds that will help homeowners pay for recommended improvements. The state will provide $2 to match every $1 homeowners spend, up to $10,000.

Who is eligible to apply for a mitigation grant?

Senate Bill 7028 would change these requirements slightly. Rather than a homeowner simply needing to provide proof of homestead exemption, they would need to be eligible for an inspection under subsection (1) of the new bill.

What is Florida HB 1029?

Florida HB 1029 would roll out a pilot program for condo owners similar to the My Safe Florida Home program. Dubbed the My Safe Florida Condo pilot, it would involve an inspection of a condo building and a report that would summarize the results, identifying improvements condo associations could make to mitigate potential hurricane damage.

After an inspection, associations would also have the ability to apply for improvement grants.

What kind of improvements would the My Safe Florida Condo program cover?

After an inspection, condo associations will receive a report that includes information about the estimated insurance premium discounts correlated to the current mitigation features and the recommended improvements. It would also include a range of cost estimates for recommended work.

Once the inspection process of the program is over, associations can apply for mitigation grants that can be used to retrofit the property to make it less vulnerable to hurricane damage.

What improvements will the My Safe Florida Condo program grant cover?