Earning a six-figure salary in New Jersey isn't a benchmark — it just means you fall in the middle class.

The median income for the middle class in New Jersey surpasses $100,000, while the upper salary range of what is considered middle class soars past $200,000, according to a recent report from GOBankingRates . Hitting that $100,000 threshold once made residents feel comfortable — even "rich" — but that's no longer the reality.

Some 67% of Americans live paycheck to paycheck, and half of those are earning $100,000 or more each year, according to a recent report from PYMNTS . The report suggests that it's likely consumers will push pause on spending as economic pressures mount, with rising prices, the threat of tariffs and fears about what the Trump administration's agenda could do to precipitate a possible recession .

With many middle-class families forced to tighten their budgets, here's how much you now need to earn to be considered middle-class in the Garden State, and how the costs of goods and services have driven inflation up.

What is middle class income in New Jersey?

GOBankingRates sourced data from the U.S. Census Bureau's American Community Survey and reported the low- and high-end and median salary of the middle class in New Jersey, with the data. Data is reported based on the Pew Research Center's definition of middle-class income , which is a person earning two-thirds to double the median income in their state.

What is considered upper middle-class in New Jersey?

GOBankingRates says a person earning between $157,189 and $202,100 in New Jersey falls in the upper middle-class. The data is determined based on the top third of incomes within the middle-class income range, the site said.

Median household incomes are under six figures in 47 states; New Jersey ranks 48th among the 50 states, plus the District of Columbia, with the highest median income needed to be considered upper middle-class. The Garden State trails only behind the District of Columbia, Maryland and Massachusetts.