For most of us, working is as necessary as air, but it's not without its risks.
Even those of us who peck at keyboards all day can trip and fall on our way to the breakroom. The only question is: if it happens in your office or construction site, what should you do? Here are five things to consider when you or one of your coworkers is injured at work.
Administer First-Aid First
Well, the first thing you should always do is determine whether or not you need to call 911. Loss of limbs, heavy bleeding, and unconsciousness are all definite calls to 911. Otherwise, administer first aid to the injured person. Every place of work is required to offer first-aid materials per OSHA standards, and you should familiarize yourself with the location of the materials. If your company needs one, we highly recommend Quality of Colorado. They're local and great to work with!
Report Your Injury Immediately
As soon as the event occurs, alert your supervisor, HR, or the person in charge right away. Just telling a few co-workers won't be enough, you'll have to make sure management knows for insurance purposes.
Seek an Authorized Health Care Provider
If you're in an ambulance, you don't have a choice (nor should you). But if it's not as much of an emergency, you need to be sure you're seeing the right medical provider. If you don't, you may not be covered by worker's comp. Typically, your employer will give you a list of approved health care providers.
Tell Your Health Care Provider You Were Hurt at Work
Make it clear that you're there as a result of something that occurred at work. That'll determine where the bills are sent in the end, and it will help keep a record of what happened.
Insurance companies are always looking to deny claims, and if you're not sober when the incident occurs, you're likely out of luck.
Lastly, if you feel like your injury was due to negligence, it might be worthwhile to contact an attorney.
What are your thoughts? Do you have any tips you'd like to add? If so, let us know in the comments!